Coverage – For CA and NY Residents

We founded Rainwalk because pet insurance policies need to be more accessible, provide better coverage, and offer more value to pet parents, especially during an emergency. Rainwalk policies provide broad coverage for common accidents or illnesses your pet may experience. 

Your Pet Insurance covers: 

  • Cancer 
  • Surgery 
  • Tooth extractions – Excludes deciduous teeth 
  • Blood tests and other diagnostics to uncover illness 
  • Hospitalization 
  • MRI & X-Rays 
  • Exam fees as result of covered accident or illness (with included optional coverage) 
  • Hereditary conditions 
  • Congenital conditions 
  • Allergy treatments 
  • End-of-life expenses (with included optional coverage) 
  • Prescriptions & medications (with included optional coverage) 

Good to know  

Waiting period 

  • Accidents and Injuries 1 day 
  • Illnesses 14 days 
  • Orthopedic-Related Conditions: CA is 30 days / NY is 6 months (*) 

*In certain situations, we can waive the Orthopedic Waiting Period. Have your vet examine your pet within the first 30 days of your initial policy period. When they do, have them complete the medical waiver form. We’ll review your form and let you know if you qualify. 

Pre-existing conditions 

  • Medical illnesses and accidents that occur before your policy start date are not covered. 

Accidents & illnesses 

  • Your policy covers costly accidents or illnesses your pet may experience.