RAINWALK PET INSURANCE
CALIFORNIA NOTICE OF PRIVACY PRACTICES
This NOTICE OF PRIVACY PRACTICES is adopted to comply with the California Consumer Privacy Act of 2018 and the California Privacy Rights Act, as each may be amended and modified, including all implementing regulations enacted thereunder (collectively, “CCPA”). Any terms defined in the CCPA have the same meaning when used in this notice. This notice applies solely to information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California resident and that is subject to the CCPA (“personal information”).
At Rainwalk Pet Insurance, we are dedicated to protecting your privacy, and this notice outlines what personal information:
- we may collect from you;
- the business purpose it may serve;
- the personal information that may have been disclosed for business purposes;
- the categories of third parties the personal information may have been disclosed to; and
- the rights granted to you as a resident of the State of California.
Note that personal information does not include publicly available information from government records, de-identified or aggregated consumer information, or certain other information excluded from the CCPA’s scope.
Collection, Use, and Disclosure of Your Personal Information
We may collect for operational and/or marketing purposes (both online and offline) the following categories of (and specific pieces of) personal information from you, your authorized agents, third parties that interact with us in connection with the services we perform, and activity on our website:
- Financial Information (Operational)
- Insurance Information (Operational)
- Personal Identifiers including name; mailing address; email address; telephone number. (Operational and Marketing)
- Electronic signature (Operational)
We may disclose your personal information to a third party for a business purpose, including to provide you with services associated with your policy. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. We disclose your personal information for a business purpose to the following categories of third parties: our affiliates, service providers, vendors and contractors to whom you or your agents authorize us to disclose your personal information in connection with products or services we provide to you.
During the past 12 months, Rainwalk Pet Insurance has collected, and for business purposes disclosed, only the following categories of personal information:
- Identifiers (e.g., name, mailing address, email address, telephone number)
- Financial Information (payment card or bank account number, billing address)
- Commercial Information (policy number, premium and payment history)
We do not collect any other categories of personal information listed in the CCPA.
We do not sell or share (as each is defined under CCPA) any personal information.
Collection, Use, and Disclosure of Your Sensitive Personal Information:
Rainwalk Pet Insurance does not collect any categories of “sensitive personal information” as defined under the CCPA.
Retention of Your Personal Information:
We will retain your personal information for no longer than is reasonably necessary for the purpose(s) for which it was collected. In certain cases, personal information may be kept for an extended period of time in order to comply with a legal obligation, or for the establishment, exercise or defense of a legal claim, in accordance with CCPA.
Your Rights:
Access: The CCPA provides you with the right to request that we disclose certain information to you about our collection and use of your personal information. Once we receive and confirm your verifiable consumer request, we will disclose to you:
- The categories of personal information we collected about you.
- The categories of sources for the personal information we collected about you.
- Our business purpose for collecting that personal information.
- The categories of third parties with whom we share that personal information for business purposes.
- The specific pieces of personal information we collected about you.
- If we disclosed your personal information for a business purpose, a list identifying the personal information categories that each category of recipient obtained.
You may only make two (2) such verifiable consumer requests within a 12-month period.
Deletion: The CCPA provides you with the limited right to request that we delete certain parts of your personal information we have retained. Subject to certain exceptions set out in the CCPA, once we receive and confirm your verifiable consumer request, we will delete personal information we have retained on you. Note that if you are a current customer of Rainwalk Pet Insurance, any personal information required to provide you with any and all services associated with your policy will not be deleted.
Limit Use of Sensitive Information: The CCPA provides you the right to make a verifiable consumer request to limit our use and disclosure of your sensitive personal information for the purpose of inferring characteristics about you, subject to certain exceptions set out under CCPA.
Correction: The CCPA provides you the right to correct your inaccurate personal information, subject to certain exceptions set out under CCPA. You may make a verifiable consumer request to correct inaccurate personal information that we hold about you.
The verifiable consumer request must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information, or an authorized representative, and describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. Verified requests can be made using the contact information below.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not, as a result of you exercising any of your rights under the CCPA:
- Deny you goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
- Provide you a different level or quality of goods or services.
- Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
For Further Information
If you have questions regarding this notice, or want to make any of the requests described above, you may contact us at:
Rainwalk Pet Insurance
1225 Laurel Street, Suite 421
Columbia, SC 29201
Tollfree: (844) 520-0041
Rev. 06/16/2025
Limit Use of Sensitive Information
The CCPA provides you the right to make a verifiable consumer request to limit our use and disclosure of your sensitive personal information for the purpose of inferring characteristics about you, subject to certain exceptions set out under CCPA.
Click here to make such a request.
Rev. 06/16/2025
