Broad coverage
For accidents and illnesses, plus vaccinations
New: Rainwalk now covers vaccinations
Broad pet insurance coverage with valuable benefits
Understand what Rainwalk pet insurance covers and policy benefits available to pet parents.
Get your rate
Coverage and benefits pet parents love
Info for CA policies enrolled before May 6, 2026, and all NY residents
Free virtual vet visits
For health and wellness questions
Real support
From a human pet parent support team
Easy reimbursements
Within days via Venmo or direct deposit
No lifetime limits
On chronic conditions
Your choice of vet
Visit any veterinarian or service provider
Care for every adventure
What does Rainwalk cover?
Info for CA policies enrolled before May 6, 2026, and all NY residents
Rainwalk policies provide broad coverage for accidents and illnesses. Annual vet visits with preventative vaccinations are pivotal to your pet’s long-term health, which is why we now offer coverage for routine vaccinations up to $100. For policies with the vaccine power up, covered vaccinations include rabies, lepto, bordetella, FeLV, FVRCP and others.
Existing policies will be upgraded at renewal to include vaccination coverage – check your policy for details!
Included endorsements may vary by policy. Current policyholders can defer to their policy.
- Vaccinations up to $100
- Cancer
- Surgery
- Tooth extractions
- Blood tests and other diagnostics
- Hospitalization
- MRI & X-rays
- Exam fees for a covered accident or illness
- Hereditary and congenital conditions
- Allergy treatments
- End-of-life expenses
- Microchipping
- Prescriptions & medications
Rainwalk mobile app
Request vet bill reimbursements and manage your coverage through the Rainwalk mobile app
Our promise to pet parents
Built for the care they deserve
Rainwalk is a team of animal lovers who believe that no pet parent should have to choose between their budget or providing the best possible care for their pets.
We founded Rainwalk because pet insurance needs to provide better coverage and offer more value so that our beloved cats and dogs can receive the healthcare services they need, especially during an emergency.
Two of our company’s core values are “do the right thing” and “build the best,” which summarizes our relentless commitment to providing generous pet insurance coverage with valuable benefits.
Rainwalk benefit highlight
Free virtual vet visits
Every Rainwalk policy includes free, unlimited access to televet visits for any health or wellness questions. No need to file a claim or pay for an in-person vet visit.
Rainwalk pet parents get:
- 24/7 access to a licensed veterinarian
- Unlimited chat and video calls
- Free healthy pet checkups
- Expert advice on diet, behavior, illness or injury
Flexibility
How our plans work
Rainwalk policies are convenient to purchase, include valuable benefits, and provide caring pet parent support and hassle-free reimbursements. You can select from three plan options or customize your policy to fit your desired coverage and budget.
Get your rateGood to know
These points are standard across the industry for accident and illness policies. We’d want to know, so we’re making sure you’re aware too.
Info for CA policies enrolled before May 6, 2026, and all NY residents
Waiting period
There is a 14-day waiting period before coverage is active for accidents and illnesses.
Pre-existing conditions
Medical illnesses and accidents that occur before your policy start date are not covered.
Routine expenses
Routine or cosmetic expenses like food and grooming are not covered.
Annual renewals
Pet insurance renews on a yearly basis, so your monthly premium will go up a bit as your pet ages.
Policy power ups
Add more benefits to your pet insurance policy for a few dollars each month.
For complete details including limitations and exclusions, see the sample policy (PDF)
Exam fees not related to a covered accident or illness
Health conditions related to recreational breeding
Pet expenses like boarding, advertising, and holiday cancellations
Holistic and alternative treatments like acupuncture, chiropractic, and hydrotherapy
Coverage in 45 states and counting
Don’t see your state? We’re working to expand our offerings across the country.
