Pet parent support
File your pet insurance claim
Hassle-free reimbursements. Receive payment within days.
Request reimbursement

We take care of claims so you take care of your pet
Rainwalk policies are convenient to purchase, include valuable benefits, and provide caring pet parent support and hassle-free reimbursements. You can select from three plan options or customize your policy to fit your desired coverage and budget.
Request reimbursement
How to file a claim

Visit a veterinarian of your choice
If your pet is experiencing an illness or injury, you can schedule a free initial televet visit by logging into your account. But if an in-person visit is necessary, visit the veterinarian of your choice — unlike human health insurance, choosing an in-network vet isn’t required.

Submit your claim
Log in to your Rainwalk account and upload your vet bill for review by the Rainwalk team. If it’s your first claim submission, we may need to request medical records.

Get reimbursed in days
If you’ve met your deductible and it’s an eligible accident or illness expense, you’ll be reimbursed within 7 business days via Venmo or ACH direct deposit. If you haven’t met the deductible, still submit a claim so we can allocate approved expenses toward your deductible.
Easy reimbursement requests with the Rainwalk app
It’s convenient and easy to request vet bill reimbursements with Rainwalk’s mobile app. Through the app you can:
- Snap a photo of your vet bill and submit reimbursement requests
- Manage your coverage and track your deductible
- Track your claim status and get notified when reimbursements are headed your way
- Schedule virtual vet visits
- Download your policy documents
- Contact pet parent support
Did you know you have a vet in your pocket?
Rainwalk pet parents have free, unlimited access to virtual vet visits for all your health and wellness questions. While sometimes an in-person visit is necessary, this free online vet visit can be a good place to start when assessing your care needs.
Schedule your vet visit
What our customers say
Hear what some of our pet parents have to say about Rainwalk.
“Rainwalk has been amazing. Within three weeks of paying my first premium, my puppy Ollie needed surgery. I received reimbursement within days via Venmo.”
“Rainwalk explained exactly our coverage and reimbursed us within just a few days. The customer service was fantastic!”
“Easy claim process and extremely quick payment into my bank account. The premiums are reasonable for my two cats.”
Pet insurance claim FAQ
What documentation do you need?
Simply snap a picture of your itemized accident or illness-related vet bill and upload it in the customer portal. Depending on the submission, we may also ask for previous medical records.
How do a deductible, coinsurance, and annual limit work?
Your deductible, coinsurance, and annual limit are policy details that personalize your pet insurance to your needs and budget. After you meet the annual deductible, eligible vet bills are reimbursed at your selected 70%, 80%, or 90% rate up to your annual limit.
Should I file a claim if I haven’t met my deductible?
Yes. Submit the vet bill so Rainwalk can allocate eligible accident and illness expenses toward your deductible.
How long does it take for my claim to be processed?
For simple claims, we aim to send a decision within three business days. Claims with multiple bills and higher costs may take up to 10 business days. Once approved, reimbursement arrives within seven business days.
How do I get reimbursed?
Rainwalk reimburses pet parents via ACH direct deposit or Venmo. You can enroll for your preferred reimbursement method in the customer portal.
Will filing a claim increase my premiums?
No. There is never a penalty for using your pet insurance coverage.
Pet insurance claim FAQ
Common questions about claims
What documentation do you need?
Snap a picture of your itemized accident or illness-related vet bill and upload it in the customer portal. Depending on the submission, we may also request previous medical records.
How do a deductible, coinsurance, and annual limit work?
Your deductible, coinsurance and annual limit personalize your pet insurance to your needs and budget. Deductibles range from $100–$750; eligible costs are reimbursed at 70%, 80%, or 90% after the deductible; annual benefit limits range from $5,000–$20,000.
How long does claim processing take?
For simple claims, Rainwalk aims to send a decision within 3 business days. Claims with multiple bills and higher costs may take up to 10 business days. Once approved, reimbursement is expected within 7 business days.
Will filing a claim increase my premiums?
No. There is never a penalty for using your pet insurance coverage.
Request reimbursement See all FAQs