Pet health insurance you can trust
Offered in
partnership with
Pet insurance you can trust
What does Rainwalk cover?
- Vaccinations up to $100 NEW
- Cancer
- Surgery
- Tooth extractions
- Blood tests and other diagnostics to uncover illness
- Hospitalization
- MRI & X-Rays
- Exam fees as a result of covered accident or illness
- Hereditary conditions
- Congenital conditions
- Allergy treatments
- End-of-life expenses
- Microchipping
- Prescriptions & medications
Why pet insurance?
FAQ
The right amount of coverage for you and your pet is personal. But we aim to make that decision as easy as possible with customizable policy choices. With Rainwalk pet insurance, you choose the deductible, coinsurance and maximum annual benefit that best fits your budget. And regardless of what policy you choose, we prioritize providing generous coverage for accidents and illnesses to all pet parents.
To decide how much coverage you need, we recommend considering what amount of unplanned pet expenses would impact your ability to provide appropriate care for your cat or dog in an emergency. For example, if you don’t have very much cash on hand for an emergency, you may want to choose a lower deductible of $100 to $250. Similarly, with co-insurance, many pet parents opt for 90% so they only need to cover 10% of a surprise vet bill after the deductible is met.
Your deductible is the amount you should expect to pay toward accidents and illnesses each year before Rainwalk starts reimbursing you. For example, if your vet bill is $1,000, and your deductible is $500, you are responsible for up to $500. When approved, Rainwalk will apply the appropriate reimbursement to the remaining $500.
Once you meet the annual deductible, you will be eligible for reimbursement. Depending on your policy, we will pay you back for 70%, 80% or 90% of vet bill costs. For example, once your deductible is met, if you receive a $200 vet bill for an accident or illness and have 90% reimbursement, we’ll pay you back $180.
The annual benefit limit is the maximum dollar amount that Rainwalk will pay back to you each year. Annual benefit limits range from $5,000 – $20,000.
Yes, there is a 14-day waiting period for most policies. Once the waiting period is complete, your policy goes into full effect and will cover accidents and illnesses.
Submitting claims is hassle-free and smartphone-friendly! Simply snap a picture of your itemized accident or illness-related vet bill(s). Then, upload the photo(s) in the customer portal. Many pet parents receive reimbursement via Venmo or ACH direct deposit in a few days.
