:root {
  color-scheme: light;
  --navy: #003366;
  --ink: #302c2c;
  --brown: #493535;
  --red: #dc3838;
  --red-hover: #b72b2b;
  --olive: #536347;
  --mist: #cbdadd;
  --sage: #d7ddd1;
  --cream: #fffbf1;
  --line: #e7e4da;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.5;
}
* { box-sizing: border-box; }
body { margin: 0; }
img { max-width: 100%; height: auto; }
a { color: inherit; }
button { font: inherit; }
:focus-visible { outline: 3px solid var(--red); outline-offset: 3px; }
.skip-link { position: absolute; z-index: 50; top: -5rem; left: 1rem; padding: .6rem 1rem; background: white; }
.skip-link:focus { top: 1rem; }
.utility-bar { background: var(--olive); color: white; font-size: .82rem; font-weight: 700; }
.utility-inner { width: min(100% - 2.5rem, 78rem); min-height: 2rem; margin-inline: auto; display: flex; align-items: center; justify-content: space-between; }
.utility-bar a { text-decoration: none; }
.utility-bar a:hover { text-decoration: underline; }
.current-language::before { content: '🇺🇸'; margin-right: .35rem; }

.site-header { position: sticky; top: 0; z-index: 20; background: #fff; box-shadow: 0 1px 0 rgba(0,0,0,.08); }
.header-inner { width: min(100% - 2rem, 78rem); min-height: 4.7rem; margin-inline: auto; display: flex; align-items: center; gap: clamp(1rem, 3.8vw, 4rem); }
.brand { display: block; flex: 0 0 auto; width: clamp(9rem, 16vw, 12.5rem); line-height: 0; }
.brand img { width: 100%; }
.primary-nav { flex: 1; display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; }
.nav-main, .nav-actions { display: flex; align-items: center; gap: clamp(.8rem, 2vw, 2rem); }
.primary-nav a, .primary-nav summary { font-size: .875rem; font-weight: 700; text-decoration: none; white-space: nowrap; }
.primary-nav a:not(.button):hover, .primary-nav summary:hover { color: var(--navy); }
.nav-dropdown { position: relative; }
.nav-dropdown summary { display: flex; align-items: center; gap: .65rem; list-style: none; cursor: pointer; }
.nav-dropdown summary::-webkit-details-marker { display: none; }
.nav-dropdown summary::after { content: ''; width: .4rem; height: .4rem; border-right: 2px solid var(--navy); border-bottom: 2px solid var(--navy); transform: translateY(-.15rem) rotate(45deg); }
.nav-dropdown[open] summary::after { transform: translateY(.12rem) rotate(225deg); }
.dropdown-panel { position: absolute; top: calc(100% + 1.3rem); left: -.75rem; min-width: 13rem; padding: .5rem; background: white; border: 1px solid var(--line); box-shadow: 0 12px 26px rgba(0, 27, 53, .15); }
.dropdown-panel a { display: block; padding: .65rem .75rem; }
.dropdown-panel a:hover { background: var(--cream); }
.mobile-login, .menu-toggle { display: none; }

.button { display: inline-block; padding: .85rem 1.6rem; background: var(--red); border: 2px solid var(--red); border-radius: .2rem; color: white; font-weight: 700; text-align: center; text-decoration: none; }
.button:hover { background: var(--red-hover); border-color: var(--red-hover); color: white; }
.button-outline { background: transparent; color: var(--red); }
.button-outline:hover { color: white; }
.button-small { padding: .55rem 1.4rem; }
.text-link { color: var(--navy); font-weight: 700; text-underline-offset: .2em; }

.section-inner, .hero-inner, .footer-inner { width: min(100% - 2.5rem, 70rem); margin-inline: auto; }
.hero { display: flex; align-items: center; min-height: 31rem; background: var(--mist); }
.hero-inner { padding-block: 5rem; }
.eyebrow { color: var(--olive); font-size: .78rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
h1, h2, h3 { font-family: Georgia, 'Times New Roman', serif; line-height: 1.1; }
h1 { max-width: 13ch; margin: .7rem 0 1.4rem; color: var(--navy); font-size: clamp(2.8rem, 5vw, 3.8rem); }
h2 { color: var(--brown); font-size: clamp(2rem, 3.2vw, 2.7rem); }
.hero-copy { font-size: clamp(1.15rem, 2vw, 1.4rem); font-weight: 700; }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 1.5rem; margin-top: 2rem; }
.intro { padding-block: 5rem; }
.intro p:last-child { max-width: 65ch; font-size: 1.1rem; }
.simple-page { min-height: 50vh; padding-block: 6rem; }
.simple-page h1 { max-width: none; }

/* Shared containers for the page templates and embedded forms to follow. */
.page-banner { padding: clamp(2.5rem, 6vw, 5rem); border-radius: .4rem; background: var(--navy); color: white; }
.page-banner h1 { color: white; }
.content-card { padding: clamp(1.5rem, 4vw, 3rem); border-radius: .4rem; background: var(--cream); }
.form-embed { width: min(100%, 50rem); margin-inline: auto; }
.form-embed iframe { display: block; width: 100%; min-height: 40rem; border: 0; }

.footer-top { overflow: hidden; border-top: 2.4rem solid var(--olive); background: var(--mist); }
.footer-grid { position: relative; display: grid; grid-template-columns: minmax(13rem, 1.4fr) minmax(9rem, 1fr) minmax(9rem, 1fr); gap: clamp(1.5rem, 5vw, 4rem); min-height: 25rem; padding-block: 4rem; }
.footer-identity { display: flex; flex-direction: column; align-items: flex-start; position: relative; z-index: 1; font-size: .95rem; font-weight: 700; }
.footer-identity > a:not(:first-child) { text-decoration: none; }
.footer-identity > a:not(:first-child):hover { text-decoration: underline; }
.footer-logo { width: 13rem; }
.social-links { display: flex; flex-wrap: wrap; gap: .7rem; margin: 1.3rem 0 .8rem; }
.social-links a { color: var(--navy); font-size: .8rem; font-weight: 700; text-underline-offset: .2em; }
.footer-column { display: flex; flex-direction: column; align-items: flex-start; gap: .65rem; position: relative; z-index: 1; }
.footer-column h2 { margin: .4rem 0 .5rem; color: var(--ink); font-family: Arial, Helvetica, sans-serif; font-size: 1rem; }
.footer-column a { font-size: .95rem; text-decoration: none; }
.footer-column a:hover { text-decoration: underline; }
.footer-art { position: absolute; right: -7rem; bottom: -2.5rem; width: 22rem; pointer-events: none; }
.footer-bottom { background: var(--cream); }
.footer-bottom-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 3rem; padding-block: 2rem; }
.legal-disclaimer { margin: 0; font-size: .72rem; line-height: 1.65; }
.footer-legal-links { display: flex; flex-direction: column; align-items: flex-end; justify-content: center; gap: .4rem; text-align: right; font-size: .84rem; font-weight: 700; }
.footer-legal-links > div { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: .3rem .7rem; }
.footer-legal-links a { text-decoration: none; }
.footer-legal-links a:hover { text-decoration: underline; }
.footer-legal-links > a { color: var(--navy); }
.footer-legal-links small { font-weight: 400; }

@media (max-width: 1080px) {
  .header-inner { gap: 1rem; }
  .nav-main, .nav-actions { gap: .8rem; }
  .primary-nav a, .primary-nav summary { font-size: .8rem; }
}
@media (max-width: 900px) {
  .header-inner { flex-wrap: wrap; min-height: 4.5rem; padding-block: .6rem; }
  .brand { width: 10rem; }
  .mobile-login { display: flex; align-items: center; min-height: 2.75rem; margin-left: auto; font-weight: 700; text-decoration: none; }
  .menu-toggle { display: flex; flex-direction: column; justify-content: center; gap: .3rem; width: 2.75rem; height: 2.75rem; padding: .45rem; border: 0; background: transparent; cursor: pointer; }
  .menu-toggle span { display: block; width: 100%; height: 2px; background: var(--ink); }
  .menu-toggle[aria-expanded="true"] span:first-child { transform: translateY(.4rem) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] span:last-child { transform: translateY(-.4rem) rotate(-45deg); }
  .primary-nav { display: none; flex-basis: 100%; align-items: stretch; flex-direction: column; gap: 0; padding: .5rem 0 1rem; }
  .primary-nav.is-open { display: flex; }
  .nav-main, .nav-actions { align-items: stretch; flex-direction: column; gap: 0; }
  .primary-nav a, .primary-nav summary { display: block; padding: .8rem .2rem; font-size: 1rem; }
  .nav-dropdown summary { display: flex; justify-content: space-between; }
  .dropdown-panel { position: static; min-width: 0; padding: 0 0 0 1rem; border: 0; box-shadow: none; }
  .dropdown-panel a { padding: .55rem; }
  .nav-actions { border-top: 1px solid var(--line); }
  .desktop-login { display: none !important; }
  .nav-actions .button { width: fit-content; margin-top: .5rem; padding: .65rem 1.25rem; }
  .footer-art { display: none; }
}
@media (max-width: 650px) {
  .utility-inner { width: min(100% - 1.5rem, 78rem); }
  .header-inner, .section-inner, .hero-inner, .footer-inner { width: min(100% - 2rem, 70rem); }
  .hero { min-height: 28rem; background: white; }
  .hero-inner { padding-block: 3rem 5rem; }
  h1 { max-width: none; font-size: clamp(2.25rem, 10vw, 3rem); }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; min-height: 0; padding-block: 3rem; }
  .footer-identity { grid-column: 1 / -1; }
  .footer-bottom-grid { grid-template-columns: 1fr; gap: 1.5rem; }
  .legal-disclaimer { font-size: .875rem; }
  .footer-legal-links { font-size: .875rem; }
  .footer-legal-links { align-items: flex-start; text-align: left; }
  .footer-legal-links > div { justify-content: flex-start; }
}

/* Migrated page layouts */
section { overflow: clip; }
.split-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); align-items: center; gap: clamp(2rem, 6vw, 6rem); }
.split-grid > * { min-width: 0; }
.split-grid h2, .reviews h2, .coverage-benefits h2, .faq-group h2 { margin: .35rem 0 1.25rem; }
.split-grid p { max-width: 62ch; }
.announcement { display: inline-block; margin: 0 0 1.2rem; padding: .45rem .8rem; border-radius: 999px; background: #fff; color: var(--navy); font-size: .8rem; font-weight: 700; }
.regional-note { font-size: .82rem; }
.regional-note a { color: var(--navy); text-underline-offset: .2em; }
.check-list { padding: 0; list-style: none; }
.check-list li { position: relative; padding: .45rem 0 .45rem 2rem; }
.check-list li::before { content: '✓'; position: absolute; left: 0; color: var(--olive); font-weight: 900; }
.check-list a { color: var(--navy); }
.two-column { columns: 2; column-gap: 2.5rem; }
.two-column li { break-inside: avoid; }
.button-row { display: flex; flex-wrap: wrap; align-items: center; gap: 1rem; }
.fine-print { font-size: .78rem; }

.home-hero { min-height: clamp(36rem, 52vw, 46rem); display: flex; align-items: center; background: #c9dce1 url('/images/home-beach.webp') center / cover no-repeat; }
.home-hero-inner { padding-block: 5rem; }
.home-hero-copy { max-width: 52rem; }
.home-hero h1 { max-width: 17ch; margin: 0 0 1.25rem; font-size: clamp(3.1rem, 5.4vw, 5rem); }
.home-hero-copy > p:not(.announcement) { max-width: 36rem; font-size: 1.3rem; font-weight: 700; }

@media (min-width: 651px) {
  .home-hero-copy { transform: translateY(-1.5rem); }
}
.reviews, .coverage-benefits, .plan-section, .power-ups { padding-block: clamp(3.5rem, 6vw, 6rem); }
.reviews-heading { display: flex; align-items: end; justify-content: space-between; gap: 2rem; }
.reviews-heading h2 { max-width: 15ch; }
.reviews-heading img { width: 9rem; }
.review-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.review-grid blockquote { margin: 0; padding: 1.6rem; border-radius: .75rem; background: white; box-shadow: 0 2px 14px #00336613; }
.review-grid blockquote p { min-height: 5rem; margin-top: 0; font-size: 1.08rem; }
.review-grid footer { color: var(--olive); font-size: .85rem; font-weight: 700; }
.home-benefits { padding-block: 5rem; background: #eaf0e8; }
.benefits-art { text-align: center; }
.benefits-art img { max-height: 33rem; object-fit: contain; }
.home-coverage, .business-promo, .promise { padding-block: clamp(4rem, 8vw, 8rem); }
.coverage-illustration { text-align: center; }
.coverage-illustration img { max-height: 32rem; object-fit: contain; }
.covered-items { padding-block: 4rem; background: var(--mist); }
.covered-items h2 { margin-top: 0; }
.covered-items .check-list { max-width: 60rem; }
.app-promo { padding-block: clamp(4rem, 7vw, 7rem); background: #eaf0e8; }
.app-promo h2 { max-width: 18ch; }
.store-links { display: flex; flex-wrap: wrap; align-items: center; gap: .75rem; margin-top: 2rem; }
.store-links img { display: block; width: auto; height: 2.8rem; }
.phone-pair { display: flex; align-items: center; justify-content: center; gap: .5rem; }
.phone-pair img { width: min(45%, 13rem); filter: drop-shadow(0 12px 15px #00336625); }
.phone-pair img:last-child { margin-top: 3rem; }
.single-phone { text-align: center; }
.single-phone img { max-height: 28rem; width: auto; filter: drop-shadow(0 12px 15px #00336625); }
.business-promo > img { max-height: 26rem; object-fit: contain; }
.support-section { padding-block: 5rem; background: var(--mist); }
.centered-heading { text-align: center; }
.centered-heading h2 { margin: .25rem 0; }
.support-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; margin-top: 3rem; }
.support-grid article { padding: 2rem; border-radius: 1rem; background: white; }
.support-grid img { display: block; height: 9rem; max-width: 100%; margin: 0 auto 1rem; }
.support-grid h3 { margin-bottom: .5rem; color: var(--navy); font-size: 1.7rem; }
.support-grid p { max-width: 50ch; }

.coverage-hero { background: #cbdadd; }
.coverage-hero-grid { display: grid; grid-template-columns: 1.1fr 1fr; align-items: center; min-height: 37rem; gap: 2rem; }
.coverage-hero-grid > div:first-child { position: relative; z-index: 1; padding-block: 4rem; }
.coverage-hero h1 { max-width: 15ch; margin: 0; }
.coverage-hero-grid > div:first-child > p:not(.announcement) { max-width: 30rem; font-size: 1.25rem; }
.coverage-hero-art { position: relative; height: 35rem; }
.coverage-earth { position: absolute; width: 30rem; left: 0; bottom: -5rem; }
.coverage-dog { position: absolute; height: 35rem; width: auto; right: 1rem; bottom: -1rem; }
.coverage-bone { position: absolute; width: 6rem; top: 3rem; right: 1rem; }
.coverage-benefits > h2 { text-align: center; }
.coverage-benefits > .regional-note { text-align: center; }
.benefit-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.2rem; margin-top: 2rem; }
.benefit-grid article { padding: 1.75rem; border-radius: 1rem; background: #eaf0e8; text-align: center; }
.benefit-grid img { width: 4.5rem; height: 4.5rem; object-fit: contain; }
.benefit-grid h3 { margin: .75rem 0 .3rem; color: var(--navy); font-size: 1.3rem; }
.benefit-grid p { margin: 0; }
.coverage-details { padding-block: 5rem; background: #eaf0e8; }
.coverage-list-card { padding: 2rem; border-radius: 1rem; background: white; box-shadow: 0 8px 32px #00336616; }
.coverage-list-card ul { margin: 0; }
.promise > img { max-height: 20rem; object-fit: contain; }
.vet-highlight { padding-block: 5rem; background: var(--mist); }
.vet-highlight .section-inner { max-width: 55rem; }
.vet-highlight h2 { margin: .25rem 0 1rem; }
.plan-section { text-align: center; }
.plan-section p:not(.eyebrow) { max-width: 50rem; margin-inline: auto; }
.good-to-know { padding-block: 5rem; background: #eaf0e8; }
.fact-grid, .power-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; margin-top: 2rem; }
.fact-grid article, .power-grid article { padding: 1.5rem; border-radius: .8rem; background: white; }
.fact-grid h3 { color: var(--navy); font-size: 1.25rem; }
.power-grid article { text-align: center; background: var(--mist); }
.power-grid img { width: 4.2rem; height: 4.2rem; object-fit: contain; }
.power-grid p { font-weight: 700; }
.coverage-map { padding-block: 4rem; background: var(--mist); }
.coverage-map img { display: block; }

.faq-intro { padding-block: 3rem; background: var(--mist); }
.faq-intro-card { display: grid; grid-template-columns: 1.3fr 1fr; align-items: center; gap: 2rem; }
.faq-intro h1 { max-width: 14ch; }
.faq-intro p { max-width: 40rem; }
.faq-intro img { width: min(100%, 28rem); justify-self: center; }
.faq-group { padding-block: 2.5rem; }
.faq-group h2 { color: var(--navy); }
.faq-list { border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item summary { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 1.15rem .25rem; color: var(--brown); font-size: 1.15rem; font-weight: 700; cursor: pointer; list-style: none; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: '+'; flex: 0 0 auto; color: var(--red); font-size: 1.7rem; line-height: 1; }
.faq-item[open] summary::after { content: '−'; }
.faq-answer { max-width: 72ch; padding: 0 .25rem 1rem; }
.faq-answer p { margin: .25rem 0 1rem; }
.faq-answer a { color: var(--navy); }
.faq-contact { margin-top: 3rem; padding-block: 2rem; background: #eaf0e8; }
.faq-contact-inner { display: grid; grid-template-columns: minmax(8rem, 20rem) 1fr; align-items: center; gap: 2rem; }
.faq-contact img { max-height: 17rem; }
.faq-contact h2 { margin-bottom: .5rem; }
.not-found { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(15rem, .8fr); align-items: center; gap: 3rem; padding-block: 3rem 5rem; }
.not-found img { width: 100%; }
.not-found h1 { max-width: none; }

/* Additional migrated pages */
.about-hero, .claims-hero, .vet-hero, .partner-hero { padding-block: clamp(3rem, 7vw, 7rem); background: var(--mist); }
.about-hero h1, .claims-hero h1, .vet-hero h1, .partner-hero h1 { max-width: 15ch; }
.about-hero > .split-grid > img { max-height: 31rem; justify-self: center; object-fit: contain; }
.about-story, .about-join, .claims-vet, .vet-intro, .vet-checkup, .partner-growth, .partner-values { padding-block: clamp(4rem, 7vw, 7rem); }
.about-story > img, .partner-hero > .split-grid > img { width: 100%; border-radius: 1rem; }
.about-values, .claims-app, .vet-reasons, .partner-opportunities { padding-block: clamp(4rem, 7vw, 7rem); background: #eaf0e8; }
.value-grid, .opportunity-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.25rem; }
.value-grid article, .opportunity-grid article { padding: 1.75rem; border-radius: 1rem; background: white; }
.value-grid img { width: 5rem; height: 5rem; object-fit: contain; }
.value-grid h3, .opportunity-grid h3 { margin: .5rem 0; color: var(--navy); font-size: 1.4rem; }
.claims-intro { max-width: 55rem; padding-block: 5rem; text-align: center; }
.claims-intro h2 { margin-top: 0; }
.claims-intro-section { padding-block: clamp(2.5rem, 6vw, 5rem); }
.claims-intro-panel, .claims-vet-panel { display: grid; grid-template-columns: minmax(12rem, .8fr) minmax(0, 1.2fr); align-items: center; gap: clamp(1.5rem, 5vw, 4rem); padding: clamp(1.5rem, 4vw, 3rem); border-radius: .5rem; background: #d6ded0; }
.claims-intro-panel > img { max-height: 18rem; justify-self: center; object-fit: contain; }
.claims-intro-panel h2, .claims-vet-panel h2 { margin-top: 0; }
.claims-intro-panel .button, .claims-vet-panel .button { background: var(--olive); }
.claims-intro-panel .button:hover, .claims-vet-panel .button:hover { background: #3f4a31; }
.claim-steps, .vet-steps, .partner-benefits { padding-block: clamp(4rem, 7vw, 7rem); }
.step-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; margin-top: 1.5rem; }
.step-grid article { position: relative; padding: 1.5rem; border-radius: 1rem; background: var(--cream); }
.step-grid img { display: block; width: 8rem; height: 8rem; margin: 0 auto 1rem; object-fit: contain; }
.step-grid span { display: grid; width: 2rem; height: 2rem; place-items: center; border-radius: 50%; background: var(--red); color: white; font-weight: 700; }
.step-grid h2 { color: var(--navy); font-size: 1.5rem; }
.claim-steps > .section-inner > h2 { margin: 0 0 2rem; text-align: center; }
.claims-timeline { position: relative; display: grid; gap: 3.5rem; max-width: 58rem; margin-inline: auto; }
.claims-timeline::before { content: ''; position: absolute; top: 2rem; bottom: 2rem; left: 50%; width: 6px; border-radius: 99px; background: #d6ded0; transform: translateX(-50%); }
.claims-timeline article { position: relative; z-index: 1; display: grid; grid-template-columns: 4rem 1fr; align-items: center; gap: 1rem; width: calc(50% + 2rem); padding: 1.75rem; border: 1px solid var(--line); border-radius: .5rem; background: white; box-shadow: 0 5px 18px #00336614; }
.claims-timeline article:nth-child(even) { margin-left: auto; grid-template-columns: 1fr 4rem; }
.claims-timeline article:nth-child(even) > span { grid-column: 2; }
.claims-timeline article:nth-child(even) > img { grid-column: 2; grid-row: 1 / span 2; }
.claims-timeline article:nth-child(even) > div { grid-column: 1; grid-row: 1 / span 2; }
.claims-timeline span { position: absolute; top: -1rem; left: -1rem; display: grid; width: 2.25rem; height: 2.25rem; place-items: center; border-radius: 50%; background: var(--olive); color: white; font-weight: 700; }
.claims-timeline article:nth-child(even) span { left: auto; right: -1rem; }
.claims-timeline img { width: 3.5rem; height: 3.5rem; object-fit: contain; }
.claims-timeline h3 { margin: 0 0 .5rem; color: var(--brown); font-size: 1.2rem; }
.claims-timeline p { margin: 0; font-size: .95rem; }
.claims-app { padding-block: clamp(4rem, 7vw, 7rem); background: var(--cream); }
.claims-app .phone-pair { order: -1; }
.claims-app h2 { max-width: 17ch; }
.claims-vet-section { padding-block: clamp(3rem, 7vw, 6rem); }
.claims-vet-panel { grid-template-columns: minmax(0, 1.2fr) minmax(12rem, .8fr); }
.claims-vet-panel > img { max-height: 19rem; justify-self: center; object-fit: contain; }
.claims-reviews { background: var(--navy); color: white; }
.claims-reviews h2 { color: white; }
.claims-reviews .review-grid { margin-top: 2rem; }
.claims-reviews .review-grid blockquote { background: #d6ded0; color: var(--ink); }
.claims-faq { padding-block: clamp(4rem, 7vw, 6rem); background: #d6ded0; }
.claims-faq .section-inner { max-width: 70rem; }
.claims-faq h2 { margin-top: 0; text-align: center; }
.claims-faq .faq-list { margin-top: 2rem; border-top: 0; }
.claims-faq .faq-item { margin-bottom: .75rem; border: 0; border-radius: .35rem; background: white; }
.claims-faq .faq-item summary { padding-inline: 1.1rem; font-size: 1rem; }
.claims-faq .faq-answer { padding-inline: 1.1rem; }
.claims-faq-actions { display: flex; justify-content: center; align-items: center; gap: 2rem; margin-top: 2rem; }
.vet-hero > .split-grid > img, .vet-intro > img, .vet-checkup > img, .claims-vet > img { max-height: 27rem; justify-self: center; object-fit: contain; }
.partner-stats { padding-block: 5rem; background: var(--navy); color: white; }
.partner-stats h2 { color: white; text-align: center; }
.stat-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 1rem; }
.stat-grid article { display: flex; flex-direction: column; gap: .5rem; padding: 1rem; text-align: center; }
.stat-grid strong { color: #f7d48b; font-family: Georgia, 'Times New Roman', serif; font-size: clamp(2rem, 3vw, 3rem); }
.partner-stats .fine-print { text-align: center; }
.partner-stats a { color: white; }
.partner-benefits { background: var(--mist); }
.partner-benefits h2 { margin-top: .25rem; }
.policy-page { max-width: 65rem; min-height: 50vh; padding-block: clamp(3rem, 7vw, 6rem); }
.policy-page h1 { max-width: 22ch; }
.policy-page h2 { margin-top: 2.5rem; color: var(--navy); }
.policy-page h3 { color: var(--navy); font-size: 1.35rem; }
.policy-page p, .policy-page li { max-width: 75ch; }
.policy-note { padding: 1rem 1.25rem; border-left: 5px solid var(--olive); background: #eaf0e8; font-weight: 700; }
.policy-facts { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.policy-facts article { padding: 1.4rem; border-radius: .75rem; background: #eaf0e8; }
.state-faq { max-width: 70rem; }
.legal-page { max-width: 70rem; }
.legal-page h1 { max-width: none; }
.legal-page h2 { font-size: clamp(1.45rem, 3vw, 2rem); }
.legal-page h3 { margin-top: 1.8rem; }
.legal-page address { font-style: normal; line-height: 1.7; }
.table-wrap { overflow-x: auto; margin-block: 1.5rem; border: 1px solid var(--line); border-radius: .5rem; }
.legal-page table { width: 100%; min-width: 43rem; border-collapse: collapse; text-align: left; }
.legal-page th, .legal-page td { padding: .9rem; border-bottom: 1px solid var(--line); vertical-align: top; }
.legal-page th { background: #eaf0e8; color: var(--navy); }
.reimbursement-example { display: grid; grid-template-columns: max-content minmax(0, 1fr); gap: .35rem 1rem; max-width: 32rem; margin: 1.5rem 0; padding: 1.25rem; border-radius: .75rem; background: #eaf0e8; }
.reimbursement-example strong { color: var(--navy); }
.definition-list dt { margin-top: 1.1rem; color: var(--navy); font-weight: 700; }
.definition-list dd { margin: .3rem 0 0; }
.document-list a { color: var(--navy); font-weight: 700; }

/* Public breeder and partnership pages */
.breeder-hero, .employer-hero, .agent-hero { padding-block: clamp(3rem, 7vw, 7rem); background: var(--mist); }
.breeder-hero h1, .employer-hero h1, .agent-hero h1 { max-width: 15ch; }
.breeder-hero img, .employer-hero img, .agent-hero img { max-height: 29rem; justify-self: center; object-fit: contain; }
.breeder-story, .breeder-claim, .employer-intro, .agent-reasons, .agent-contact { padding-block: clamp(4rem, 7vw, 7rem); }
.breeder-story > img, .breeder-endorsement > img, .agent-reasons > img, .agent-contact > img { max-height: 24rem; justify-self: center; object-fit: contain; }
.breeder-endorsement, .breeder-benefits, .employer-value, .agent-market { padding-block: clamp(4rem, 7vw, 7rem); background: #eaf0e8; }
.breeder-coverage { padding-block: clamp(4rem, 7vw, 7rem); }
.breeder-form-section, .partner-form-section { padding-block: clamp(4rem, 7vw, 7rem); background: var(--mist); }
.form-layout { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1.15fr); gap: clamp(2rem, 6vw, 5rem); align-items: start; }
.cognito-form { display: block; width: 100%; min-height: 46rem; border: 0; background: white; }
.number-list { padding-left: 1.5rem; }
.number-list li { margin: .9rem 0; padding-left: .35rem; }
.employer-intro > img { width: 100%; max-height: 26rem; justify-self: center; object-fit: contain; }
.agent-market { background: var(--navy); color: white; }
.agent-market h2 { color: white; }
.agent-market .stat-grid { grid-template-columns: repeat(3, 1fr); }
.agent-market .stat-grid article { align-items: center; }
.agent-market .stat-grid img { width: 5rem; height: 5rem; object-fit: contain; }
.agent-market .stat-grid strong { color: #f7d48b; }
.affiliate-hero { padding-block: clamp(3rem, 7vw, 7rem); background: var(--mist); }
.affiliate-hero h1 { max-width: 16ch; }
.affiliate-hero img { max-height: 25rem; justify-self: center; object-fit: contain; }
.affiliate-copy { max-width: 65rem; padding-block: clamp(4rem, 7vw, 7rem); }
.affiliate-benefits { padding-block: clamp(4rem, 7vw, 7rem); background: #eaf0e8; }
.affiliate-benefits > .section-inner > p { margin-top: 2rem; }
.blog-hero { padding-block: clamp(3rem, 7vw, 6rem); background: var(--mist); text-align: center; }
.blog-hero h1 { margin-inline: auto; }
.blog-hero p:not(.eyebrow) { margin-inline: auto; }
.blog-index { padding-block: clamp(3rem, 7vw, 6rem); }
.blog-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.25rem; }
.blog-grid article { padding: 1.75rem; border: 1px solid var(--line); border-radius: 1rem; background: white; }
.blog-grid article p:first-child { color: var(--red); font-size: .85rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; }
.blog-grid h2 { margin: .25rem 0 .8rem; color: var(--navy); font-size: clamp(1.35rem, 3vw, 1.85rem); }
.blog-grid h2 a { color: inherit; }
.blog-post { max-width: 52rem; padding-block: clamp(3rem, 7vw, 6rem); }
.blog-post h1 { max-width: none; }
.blog-post h2 { margin-top: 2.5rem; color: var(--navy); }
.blog-post h3 { margin-top: 1.5rem; color: var(--navy); }
.blog-post li { max-width: 70ch; }
.back-link { display: inline-block; margin-bottom: 2rem; color: var(--navy); font-weight: 700; }
.blog-byline { color: var(--brown); font-style: italic; }

/* Private breeder operations pages */
.operations-hero { padding-block: clamp(3rem, 7vw, 6rem); background: var(--mist); }
.operations-hero h1 { max-width: 19ch; }
.operations-content { max-width: 62rem; padding-block: clamp(3rem, 6vw, 5rem); }
.operations-content h2 { color: var(--navy); }
.portal-notice { display: grid; grid-template-columns: auto 1fr; gap: .9rem 1.25rem; align-items: start; margin-top: clamp(1.5rem, 4vw, 3rem); padding: 1rem 1.25rem; border-left: 5px solid var(--red); border-radius: .25rem; background: #fff3d8; color: var(--ink); }
.portal-notice strong { color: var(--navy); }
.portal-notice p { margin: 0; }
.operations-form { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1rem; margin-top: 2rem; padding: clamp(1.25rem, 4vw, 2.5rem); border-radius: 1rem; background: white; box-shadow: 0 8px 28px #00336614; }
.operations-form .full-width { grid-column: 1 / -1; }
.operations-form label { display: grid; gap: .4rem; color: var(--navy); font-size: .9rem; font-weight: 700; }
.operations-form input, .operations-form select { width: 100%; min-height: 2.85rem; padding: .55rem .7rem; border: 1px solid #aebcc0; border-radius: .25rem; background: white; color: var(--ink); font: inherit; }
.operations-form button { justify-self: start; cursor: pointer; }
.operation-callout { margin-top: 2rem; padding: 1.25rem 1.5rem; border-left: 5px solid var(--olive); background: #eaf0e8; }
.operations-steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; margin: 2rem 0; }
.operations-steps article { padding: 1.5rem; border-radius: .75rem; background: #eaf0e8; }
.operations-steps strong { display: grid; width: 2rem; height: 2rem; place-items: center; border-radius: 50%; background: var(--red); color: white; }

@media (max-width: 800px) {
  .review-grid, .benefit-grid { grid-template-columns: repeat(2, 1fr); }
  .fact-grid, .power-grid { grid-template-columns: repeat(2, 1fr); }
  .coverage-hero-grid { min-height: 31rem; }
  .coverage-hero-art { height: 28rem; }
  .coverage-earth { width: 25rem; }
  .coverage-dog { height: 28rem; }
}
@media (max-width: 650px) {
  .split-grid, .faq-intro-card, .not-found { grid-template-columns: 1fr; }
  .two-column { columns: 1; }
  .home-hero { min-height: 42rem; align-items: flex-start; background-image: url('/images/home-beach-mobile.webp'); background-position: left bottom; }
  .home-hero-inner { padding-block: 2.5rem 15rem; }
  .home-hero h1 { max-width: 13ch; font-size: clamp(2.5rem, 11vw, 3.6rem); }
  .home-hero-copy > p:not(.announcement) { max-width: 18rem; font-size: 1.08rem; }
  .reviews-heading { align-items: flex-start; flex-direction: column; gap: .5rem; }
  .review-grid, .benefit-grid, .fact-grid, .power-grid, .support-grid { grid-template-columns: 1fr; }
  .review-grid blockquote p { min-height: 0; }
  .home-benefits, .coverage-details, .support-section, .good-to-know { padding-block: 3.5rem; }
  .benefits-art { order: -1; }
  .benefits-art img, .coverage-illustration img { max-height: 20rem; }
  .coverage-illustration { order: 1; }
  .app-promo .split-grid { gap: 3rem; }
  .store-links img { height: 2.4rem; }
  .business-promo > img { max-height: 16rem; }
  .coverage-hero-grid { grid-template-columns: 1fr; gap: 0; }
  .coverage-hero-grid > div:first-child { padding-block: 2.5rem 0; }
  .coverage-hero-art { height: 19rem; }
  .coverage-earth { left: 10%; bottom: -7rem; width: 19rem; }
  .coverage-dog { right: 5%; bottom: -1rem; height: 20rem; }
  .coverage-bone { top: 0; right: 12%; width: 4rem; }
  .promise > img { max-height: 10rem; }
  .faq-intro { padding-block: 2rem; }
  .faq-intro img { max-height: 13rem; }
  .faq-group { padding-block: 1.5rem; }
  .faq-item summary { font-size: 1rem; }
  .faq-contact-inner { grid-template-columns: 1fr; gap: 0; }
  .faq-contact img { max-height: 12rem; }
  .not-found { gap: 0; text-align: center; }
  .not-found img { max-width: 30rem; margin-inline: auto; }
  .not-found h1 { margin-inline: auto; }
  .value-grid, .opportunity-grid, .step-grid, .policy-facts { grid-template-columns: 1fr; }
  .form-layout { grid-template-columns: 1fr; }
  .breeder-hero img, .employer-hero img, .agent-hero img, .breeder-story > img, .breeder-endorsement > img, .agent-reasons > img, .agent-contact > img { max-height: 19rem; }
  .affiliate-hero img { max-height: 18rem; }
  .blog-grid { grid-template-columns: 1fr; }
  .operations-form, .operations-steps { grid-template-columns: 1fr; }
  .portal-notice { grid-template-columns: 1fr; gap: .35rem; }
  .agent-market .stat-grid { grid-template-columns: 1fr; }
  .stat-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-grid article:last-child { grid-column: 1 / -1; }
  .about-hero > .split-grid > img, .vet-hero > .split-grid > img, .vet-intro > img, .vet-checkup > img, .claims-vet > img { max-height: 19rem; }
  .claims-app .single-phone { order: initial; }
  .claims-intro-panel, .claims-vet-panel { grid-template-columns: 1fr; text-align: center; }
  .claims-intro-panel > img { max-height: 14rem; }
  .claims-vet-panel > img { grid-row: 1; max-height: 15rem; }
  .claims-timeline { gap: 2rem; padding-left: 1rem; }
  .claims-timeline::before { left: 1rem; transform: none; }
  .claims-timeline article, .claims-timeline article:nth-child(even) { width: 100%; margin-left: 0; grid-template-columns: 3.25rem 1fr; }
  .claims-timeline article:nth-child(even) > img { grid-column: 1; grid-row: 1 / span 2; }
  .claims-timeline article:nth-child(even) > div { grid-column: 2; grid-row: 1 / span 2; }
  .claims-timeline article:nth-child(even) span { right: auto; left: -1rem; }
  .claims-app .phone-pair { order: initial; }
  .claims-faq-actions { align-items: flex-start; flex-direction: column; gap: 1rem; }
}